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Eligibility Requirements


To be eligible to purchase a Grove Station unit from the Agency, buyers must meet the following guidelines:

  • Buyers must live in the home as owner-occupants and may not rent or lease it to others.
  • To qualify for one of the units, buyers must have at least 2 members in the household.
  • Buyers must provide a minimum of 5% to 10% of the purchase price to cover down payment, closing costs and reserves.
  • Household's combined gross income must fall within the following limits:

    2016 Household Composition
    and Maximum Income Limits
    Household Size (# of persons)

     Maximum Household


    Two          $62,200
    Three          $70,000
    Four          $77,750
    Five          $83,950

  • Buyers must qualify for financing through a participating program lender based on verifiable income and credit standing. Loans consist of conventional, fully amortizing, fixed interest rate mortgages with a term of at least 30 years.
  • Gift funds applied to the down payment are limited to 10% of the purchase price.
  • Household's total value of assets cannot exceed 50% of the purchase price of the unit.
  • Buyers must be United States Citizens or have permanent residency.

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